What follows is a description of the four Karmic Debt numbers 13, 14, 16, and 19.
Most obvious in the day or year of your birth, but can also be found as your Life Path, Expression or Soul Purpose number.
To the meditator and mystic, 13 is a number of power and divinity; though superstition represents it as the opposite. If it has any destructive power at all, it is only because of the negative thought surrounding it for so many countries. For those who have mastered its lessons, it is constructive and lucky. Its sum is 4, but behind it is the 1 and 3 – insistence upon the virtues of power, enthusiasm, constancy, focus and persistence. Its warning is the danger of backsliding into laziness and negativity. One must learn to move into a four corners/ square type of construction. One must move from "building on sand to building on rock". Its slogan is: "Work on the material plane". Its title is: "Trials and Tests of Proficiency".
Those people who show a number 13 karmic debt will work very hard to accomplish any task. Obstacles stand in their way, and must be overcome over and over. You may often feel burdened and frustrated by the seeming futility of your efforts. There may be a desire to surrender to the difficulties and simply give up on the goal, believing it was impossible to attain in the first place. This is why some with the 13 karmic debt fall back into laziness and negativity. But your efforts are not futile, and success is well within reach. You simply must work hard, and show persistence in order to reach your goal.
The key to succeeding with the 13 karmic debt is focus. Very often the people with the karmic 13 do not concentrate or direct their energies in one specific direction, or on a single task, but scatter their energies over many projects and jobs, none of which amount to very much. A temptation with 13 is to take shortcuts for quick success. The result is a poor self-image, and the belief that one is incapable of amounting to very much.
The 14 Karmic Debt arises from previous lifetimes during which human freedom has been abused. Those born on the 14th or having 14 as the numerological value of their name are forced to adapt to ever-changing circumstances and unexpected occurrences. There is an acute danger of falling victim to abuse of drugs, alcohol, and overindulgence in sensual pleasures, such as food and sex. You must put the reins on yourself. Moderation in all affairs is crucial to overcoming this Karmic Debt. Also important is the need to maintain order in life, and to establish your own emotional stability. You must also be willing to adapt to the unexpected occurrences of life, all the while maintaining your focus on your goals and dreams. Flexibility and adaptability are at the very core of this struggle. Orderliness in your immediate environment is crucial to maintaining clarity and focus. Mental and emotional stability must be attained in order to avoid being tossed about by the ever changing fortunes in the external environment.
But the key to the 14 Karmic Debt is commitment. Life will resemble a roller coaster ride, but it will always travel in the right direction if your heart is set on what is true and good. Set yourself a high goal, maintain order wherever possible in your life, avoid excessive sensory indulgence, and maintain faith. Above all, do not give up on your dreams and goals. Those with the 14 Karmic Debt will experience life to the fullest, and as long as they entertain a high dream, they will achieve success and great spiritual development.
The 16 Karmic Debt -- wherever it shows up on the chart -- means destruction of the old and birth of the new. The 16 is about the fall of the ego, and all that it has built for itself. It is a watershed, a cleansing. All that has been constructed, and all that serves to separate the person from the source of life is destroyed. Through the 16, reunion with the great spirit is accomplished. This can be a painful process, because it usually comes after much ego inflation or aggrandizement. This results in a struggle between the ego and the divine will. Life presents challenges to your plans, if they are born out of ego-desires instead of the inner voice (of your Divine Self) which can be resented and struggled against. Of course, as your ego is attempting to go against the whole universe, it is a lost battle, and you will likely feel humbled in the face of the collapse that follows. This humility is the key to later success, however, because you will learn to follow the intimations of a higher reality. In the destruction of the old, a spiritual rebirth takes place with an entirely new awareness. This rebirth affects every area of your life. It is a life much the better for the fall.
Those with the 16 Karmic Debt must be careful of egotism. Very often, those with the 16 use their highly intuitive and refined intellect to look down upon others, and view the rest of the world as inferior. This causes acute alienation and loneliness. In addition, it attracts retribution, for the egotist is humbled more harshly than any other. False thoughts always lead to false results. When the 16 is in one of the core numbers, this process of destruction and rebirth is a continual cycle that actually serves to bring you into higher consciousness and closer union with the source of life.
The 16 Karmic Debt can be a path of progress and great spiritual growth if it is looked at properly. One develops great faith by placing one's life in the hands of God. Through such faith, gratitude and peace are firmly established.
The person with the 19 Karmic Debt will learn independence and the proper use of power. You will be forced to stand up for yourself, and often be left to stand alone. Difficulties will be faced and overcome through personal struggle. One of the central lessons for people with the 19 Karmic Debt is that you stubbornly resist help. Much of your independence is self-imposed; you simply don't want to listen to others, or to accept the help or advice of others.The 19 Karmic Debt can become a self-imposed prison if you do not open up to the reality or interdependence and the mutual need for love. The effect of Karmic Debt number 19 at different places of the numerological chart is as follows:
The most important lesson for the 19 Karmic Debt is: While you seek to stand on your own two feet, you are still a human being, deeply connected with others and in need of the support, assistance, and human understanding that all people need. Those with the 19 Karmic Debt will learn the hard way that "no man is an island", and that we are, indeed, "all parts of the One!"